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Positive Banking Institute

Positive Banking Institute

Positive Banking, www.positivebanking.ca, is a website of Positive Banking Institute highlighting both Equity Capital and Merchant low cost capital loans as Positive Banking. Positive banking means accessing money from the Merchant Bank, Cynergyn Resource Capital, as a Non-Evasive direct investment.  Non-invasive means that the equity direct investment does not have voting or management rights atached. Positive Banking also has a quite separate meaning when referring to bank loans and is covered in a separate post. This infusion of capital into…

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How Does a Small Business Fund Its Growth?

How Does a Small Business Fund Its Growth?

POSITIVE BANKING and MONEY INSTITUTE and The Millennial Entrepreneur Publicly traded businesses have a vast array of options when they want to capitalize working capital and growth. Small businesses in Canada are much more restricted and thus more vulnerable to death through too sudden or too much success and from a long term financial hardening sclerosis where they limp along, often under-capitalized for decades. There are only three primary sources of growth capital for a small business: Equity capital from…

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UBI – Universal Basic Income

UBI – Universal Basic Income

All you need to know about the Universal Basic Income By Chris Harris smaller_text   Switzerland will become the first country to hold a national vote on whether to introduce a Universal Basic Income (UBI). Here we explain what UBI is and look at the cases for and against the initiative. What is universal basic income? At present, state benefits are paid to people on an individual basis, often according to what their existing income is. There are various UBI…

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15 Things Economics Textbooks Don’t Tell You About Markets

15 Things Economics Textbooks Don’t Tell You About Markets

Economics Is it time to update econ 101? By John Komlos Markets don’t work the way economics textbooks say they do. While I do believe in the power of markets to cultivate social good, they have many natural limitations that any credible scientific approach must recognize for public policies to be effective. Listed here are fifteen curses—yes, I call them curses—that markets must deal with to work as the textbooks say they do. Curse 1: Incomplete or asymmetric information poses…

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Types of Commonwealth Easement or qe4people

Types of Commonwealth Easement or qe4people

The nation state has reserved the right and legal power of creating money, currency and financial credit for itself. The life blood of a nation’s economy is money. Wealth on the other hand results from labour, innovation, entrepreneurship and generally from nature’s bounty. Capital does not create wealth. Capital is a form of wealth which when invested; put to work, creates more wealth when applied in conjunction with labour, innovation, entrepreneurship, industry and nature’s bounty. Commonwealth is a social construct…

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The Lending – Debt dilemma

The Lending – Debt dilemma

Available Money in Economy   – Less Than –  Total Personal Debt in Economy Real growth in the Canadian economy can not occur unless more money enters the real economy where jobs reside. I mean more money (cash) needs to circulate at a faster pace through the whole economy.  Money has to start being invested directly into small business, infrastructure spending, innovation and in mezzanine financing. In the last decade money created by our Bank of Canada through the charter banks…

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SEL CRISIS REALITY

SEL CRISIS REALITY

More millennials live with parents than partners for the first time in 130 years By Zara Kessler 8 hours ago Those basement-dwelling millennials are at it again. In 2014, Americans 18 to 34 years old were a little bit likelier to be living in their parents’ home than with a spouse or partner in their own household, according to a Pew Research Center analysis of U.S. Census Bureau data, released on Tuesday. It’s the first time that has happened in the modern era. Young men…

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WHY JOIN THE CPEG VENTURE

WHY JOIN THE CPEG VENTURE

RE:  The Guaranteed Return of Capital Loan, $125                                                                                    RE: The lowdown on the 140 percent Return On Investment The cost to join the CPEG online Venture is $40. The benefit of joining is that the Commonwealth Easement Program will become a reality because of your help. The only obligations of membership are,  A) A Note; Lend $125 to CPEG, B) Purchase a Venture Membership for $40 and C) Qualify by introducing at least two active members to Commonwealth Easement. Incidentally,…

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Illustration of Commonwealth Easement

Illustration of Commonwealth Easement

This illustration shows outcomes of Positive Money Banking and in particular the benefits of Commonwealth Easement. Particular debt to income ratios and financial circumstances differ from person to person and how one’s own financial circumstance may benefit may benefit from Commonwealth Easement would have to be determined after careful evaluation by officers the  CWE program. ILLUSTRATION OF COMMONWEALTH EASEMENT: Student Education Loan Debt:                $ 60 000                                                                              CANLEARN or Commercial Bank Rate:      Prime Plus 4   –   8 %      Term:     10 years…

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Positive Money Banking

Positive Money Banking

Positive Banking and Positive Money, PBM, are forms of Quantitative Easement.  The Bank of Canada uses its right to create Sovereign currency for programs to directly benefit the people of Canada for the easement or relief of personal debt or National debt (Tax Payers) through City, Province or Federal Government investment into national infrastructure building or through national social investment that is related to Nation Building, Growing Canada. These qe4people or Liberty-Money Public Investments are not direct spending into consume…

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